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Walter B. Riddock, CMDSM, M-EDP, EMCM

Chief Executive Officer / Direct Mail Systems, Inc

I found myself, after one month into my new job as CEO, without the services of our Chief Financial Officer. After due diligence with over four CPA firms, I selected Rose Martukovich and FMA, CPA to be our new accounting partner and to provide the necessary accounting practices to produce for us the required monthly reporting. One of our goals was to have reporting that could specifically help us steer our business in the direction that would be most profitable. Not only did she institute meaningful reports, but she also suggested numerous enhancements to our processes and operational practices that resulted in costs savings for us. Within the first month of working together, they had all the reports we wanted up and running. Making the switch to work directly with Rose was the best business decision I could have made as a new CEO.

From the start of our engagement, Rose did not disappoint, as she initially impressed us with her audit and business operations knowledge and capabilities. Early on, she recommended a change in a tax filing that saved us a considerable sum of money, and we realized she had a whole lot more to offer.

She is on top of everything for me, always with an eye toward helping us make the most profit. She consistently provides reliable insight and guidance resulting in us viewing them as a trusted and valued business partner. The combination of expertise, client service and value is hard to beat.

Rose and the team of professionals at FMA have exceeded my expectations from a service and delivery perspective. Through their work, they have been able to craft a meaningful short-term and long-term strategy for various aspects of our services.

FMA has treated us like a VIP account, even though we’re a small business and not even close to one of their biggest customers. Moreover, most important, she has provided us with a number of suggested “best practices” in day-to-day operations. I can say without question that FMA has truly made a measurable difference for Direct Mail Systems, Inc. If you are looking for an accounting firm that adds real value, strives to understand your business, and is committed to being a long-term partner, you should talk to Rose and FMA.


Jim Wilkson

President / BankSmart / CUSmart

My small business was growing and facing new opportunities and challenges. Although experienced in the business world I “didn’t know what I didn’t know”, so I reached out to see if FMA CPA could help me see my business options more clearly. Mark Martukovich, Derrick Cox, and Rose Martukovich have truly made a difference for BankSmart in the last year. They helped BankSmart see the opportunities more clearly and take advantage of them, they cleaned up the mess the previous “tax guy” created during my first seven years of business, they helped me streamline some of my previous bookkeeping headaches and they help me keep my books in order on an ongoing basis. I would recommend the FMA CPA team to any small business looking for opportunities to reach the next level of success.


Daniel Gorman, GMS, CCHP

CEO / Avenida Suites

I met Mark through a mutual business contact when I was looking for some additional services in accounting and tax/business advisory. I was very impressed by the approach he and his team took in the presentation and contract proposal. I hired Mark and his firm shortly thereafter and they have done absolutely amazing work for my company, Avenida Suites and me. I would highly recommend their entire package of services to any small to midsize company who needs some extra eyes on financials, tax planning strategy, and of courses tax preparation


Richard Gans

Founder and CEO / American Institute of Balance

Mark and his accounting and business consulting teams have become an indispensable strategic partner in our practice. Even after having a successful 23 years in business, Mark and his team found numerous ways to help us save significant costs in our operating expenses, help manage personnel, focus our expansion and financing options.

They go far beyond what we have experienced with even very good accounting firms. I would recommend Mark and his team to any business or medical practice large or small. They are first rate.


Matthew Maney

President / Universal Parts

Far too often companies and business owners fall on hard times.  It's an unfortunate part of the game.  As much as we like to think it, we don't know everything.  Something happens... a mistake, a missed observation, a poor hire, and suddenly everything that we've worked towards is in jeopardy of collapse.  Recently, I found myself in this situation, and frankly, it's as terrifying as it is embarrassing.   A short Google search later and I had discovered FMA.  We managed to set up a meeting in short order, and we were introduced to Mark and Derrick.  Hat in hand, we went to them with a request for help, as I realized that I was in a situation that was far out of my realm of knowledge.  After a quick review, Derrick agreed that he felt that he could help to direct us back to a position of stability and profit.

Derrick and his team, with no small amount of sensitivity, worked with us to create not only an initial plan forward, but mid term and long term financial plans, figured out the numbers that we had not yet done, and even helped teach us better financial management skills for our company to help ensure our future success.  The entire team has been a joy to work with, has endured tirelessly on our behalf.  I can say without reservation that our relationship with FMA saved my company and continues to benefit us as we now move towards a period of growth.  Turnaround stories do happen, and FMA has been instrumental in ours.


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