Any C.P.A. firm can record history. Our firm will help you build a future.
BUSINESS TAX SERVICES CLEARWATERBusiness Tax Services
Tax Planning is a Collaboration…
We work as a team to ensure that you are the most tax efficient by using all of the available deductions and credits afforded your business. We teach you best practices to capture and document business expenses, plan for your income and tax payments and help you identify and use your financial tools to make sound decisions.
Our holistic approach considers your tax outlook for not only the current year but for your long term financial well being as well. Business tax planning requires more than a once-a-year appointment — it becomes part of a year-round discussion as we guide you and answer your questions any time you need us.
Tax Planning Services Around Tampa Bay
When considering tax services in Clearwater, Lutz or anywhere in the Tampa Bay area, it is important to choose an accountant who is more than just a tax preparer but one that is a tax planner. At FMA, C.P.A., we take the time to understand your business and your goals and develop tax efficient strategies to achieve those goals.
Our expertise and experience drive us to utilize thorough research and analytical tools in identifying optimal tax planning opportunities within both existing and ever-changing tax law environments.

Accounting Services
FMA, C.P.A.’s accounting services help you maintain accurate records and get meaningful reporting. This information influences financial issues such as accounting system setup, cost-containment, profitability analysis, tax efficiency planning, budgeting, cash flow forecasting and building an income statement and balance sheet that accurately reflect the business activity.
Services
- General ledger review
- Financial statement preparation
- Bookkeeping (Monthly, quarterly, or annual)
- Accounting system setup and support
- Expense review and management
- Payroll processing
- Cash flow budgeting and forecasting
Business, Individual & Estate Planning
Since 1989, FMA, C.P.A. has provided expert business, individual and estate tax and accounting services to our clients in Clearwater, Largo, Dunedin, Oldsmar and the entire Tampa Bay area. When you engage with FMA, C.P.A. you can be assured you will work with a team of professionals that focus on tax planning to get you the best results.
Our expertise and experience drive us to utilize thorough research and analytical tools in identifying optimal tax planning opportunities within both existing and ever-changing tax law environments.
Even as tax and estate laws change, we keep our expertise current to build on years of experience. Our research and analytical tools enable us to discover the best tax planning opportunities for you.
Independent Contractor
Business Tax Planning
Independent contractors (or 1099 “employees”) are individuals who operate their businesses independent of their clients or “employers” and who generally report their net income on Schedule C on their personal tax returns.
Like any business entity, independent contractors need to manage their income, expenses and taxes. Without proper planning, independent contractors could pay as much as 15% or more in taxes than you should.
Your tax service needs go beyond income tax planning and should include strategy that incorporates entity structure planning, compensation and expense controls. At FMA, C.P.A. we help independent contractors reduce tax liability, get organized and employ tax strategies to help ensure they are not paying more than their fair share of taxes.
Accounting & Bookkeeping
(Monthly, Quarterly, or Annual)
- Reconcile your bank account
- Generate an income statement
- Generate a balance sheet
- Clean up your general ledger
- Provide consultations
General Ledger Review
Financial Statement Preparation
FMA, C.P.A. shows business owners how to set up the basic financial statements of an enterprise using best practices. Our professionals will guide you through how to read the statement and, most important, how to manage your business using this valuable information.
- Balance sheet (or statement of financial position)
- Income statement
- Cash flow statement
- Statement of changes in owners’ equity or stockholders’ equity
Accounting System Setup & Support
- Whether to use a cash or accrual accounting method
- Select the proper software
- Know what expenses should be tracked and create a chart of accounts
- How to design and format your financial statements
Payroll Processing
Get the Payroll Solution That Best Fits Your Needs.
We know that when it comes to payroll service – no one size fits all. That’s why we work with Businesses on the following payroll processing options:
1. Comprehensive Payroll Services (we use Paychex, ADP and Surepay)
We work with 3rd party payroll companies to make a your transition to their systems seamless and make sure we negotiate the best price,
2. After-the-Fact-Payroll Services
FMA, C.P.A. offers after-the-fact payroll services. We manually prepare payroll records and other payroll information, so you get:
- IRS and State tax reporting as well as EFTPS tax deposits.
- Quarterly, and annual payroll tax reports, including W-2, W-3 and 1099 forms.
Cash Flow Budgeting & Forecasting
Get In Touch
Clearwater, FL 33759
727-530-0036
info@fma-cpa.com